5 Great Taxi Apps

5 Great Taxi Apps

When you need to order a taxi, whether it’s to get to the airport, or to get home after an evening out – you no longer need to stand on the street More »

Great Ways to Save Money on Courier Insurance

Great Ways to Save Money on Courier Insurance

If you work as a courier, whether you work for a company or freelance, you’ll want to take every step you can to save money. This means getting fuel at the best More »

The Impact of Fraudulent Fleet Claims on Businesses   

The Impact of Fraudulent Fleet Claims on Businesses  

It’s no secret that the cost of motor insurance is rising all the time. A huge contributing factor to this is the large number of insurance scams that take place on the More »

Starting a Business in the Motor Trade

Starting a Business in the Motor Trade

If you enjoy working with cars then you might be considering setting up your own business in the motor trade. The great thing about working in the motor trade is that there More »

How Much Money Do You Have To Start A Business – Can you afford to leave the premises empty?

How Much Money Do You Have To Start A Business – Can you afford to leave the premises empty?

As an analyst of the economy and the property market, one must be patient to see if one’s predictions are right or wrong and to see what unfolds. One never knows if More »

Getting Started In The Motor Trade

Getting Started In The Motor Trade

Running a motor trade business can be a great way to make a living. If you’re ever considered but weren’t sure where to start then below are some of the main things you More »

5 Great Niches for Buying & Selling Online

5 Great Niches for Buying & Selling Online

Buying and selling online is one of the best ways that you can get started working for yourself. With sites such as eBay and Amazon to sell through, the barrier to entry More »

The Realities of Working as a Courier

The Realities of Working as a Courier

If you’ve ever considered working as a courier then you’re not alone. A lot of people like the idea of not being stuck behind a desk all day and being able to More »

5 Ways to Increase Profits for Courier Firms

5 Ways to Increase Profits for Courier Firms

The courier industry is notoriously competitive and only the most efficient businesses survive. If you run a courier firm and feel like your business could be performing better then you should find More »

Key Things to Consider When Starting a Trucking Business

Key Things to Consider When Starting a Trucking Business

If you currently work, or have worked, in the truck industry then there’s a good chance you’ve considered starting your own business at some point. Starting your own business gives you the More »

Working As a Van Driver When You Have a Conviction

Working As a Van Driver When You Have a Conviction

If you have a conviction, whether it’s for a motoring offence or something else, then you might think it’s impossible to get work and find affordable insurance. This isn’t necessarily true however. More »

 

Category Archives: Motoring

Royds Withy King Transforms RTA & ELPL Submissions Through Zylpha’s MoJ Portal Integration

With offices in London, Oxford, Swindon, Marlborough and Bath, leading multi-practice law firm Royds Withy King, has achieved significant efficiency gains through Zylpha’s MOJ (Ministry of Justice) portal integration software.

Working in conjunction with Royds Withy King’s existing workflow and case management systems, Zylpha (www.zylpha.com) automates the transfer of case management information to the MoJ Portal for both RTA (Road Traffic Accident) and EL/PL (Employer’s and Public Liability) claims. This integration enables Royds Withy King to manage the processes involved more smoothly, with submission processing times reduced by over 80% when compared to previous paper based systems.

 Royds Withy King

Sarah Williams, Visualfiles Developer at Royds Withy King agrees that the benefits of Zylpha’s MOJ are clear. She said: “By using Zylpha’s MOJ Portal integrations for both RTA and EL/PL, we have completely eliminated the hassle of submitting and managing claims.

“We are always looking for innovative ways to put the needs of our clients and our staff first. Zylpha is an excellent example of this investment in innovation, as our teams no longer have to spend hours on the portal re-keying data that is already contained in our Visualfiles case management system. This is extremely well thought of by our managers, staff and clients.

“From Zylpha’s own analysis we know that based on our number of claims to the MOJ Portal, we save a considerable amount of time a year. By reducing the administrative processes internally, we can focus more time on other areas of the business.”

Tim Long Zylpha’s CEO welcomed these comments adding,
“Whether the firm is dealing with businesses or private individuals, Royds Withy King creates and builds excellent relationships with its clients, based on mutual respect. Indeed, the practice never stops working to make service levels the best that they can be and innovation is an important element of this strategy. One area where technology has played such a role is reducing the time taken to make the MoJ Portal submission processes considerably more efficient.

“Naturally, we are delighted that Royds Withy King has chosen Zylpha’s Portal integration to achieve this and to hear that this has both benefitted Sarah’s team and helped to increase client focus too. We look forward to working closely with them and hopefully identifying other ways in which we can make a difference.”

 

Great Ways to Save Money on Courier Insurance

If you work as a courier, whether you work for a company or freelance, you’ll want to take every step you can to save money. This means getting fuel at the best price you can as well as taking any measures possible to save on insurance.

Courier insurance needs to protect you for the risks you face on the road, such as collisions, theft and fire. In addition to this you also need to think about the packages you’re transporting and protecting yourself from potential liability claims.
Before looking at the best ways you can save money on courier insurance, let’s look at the cover options available and the factors that impact on cost.

Types of courier insurance

  • Third party – Third party insurance is the minimum level of cover you need to be able to drive legally. It will cover other road users in the event that you are at fault for a collision. You can also add fire and theft to a third party policy for extra protection.
  • Comprehensive – A comprehensive policy will cover you for all types of collisions, even ones that you are liable for. It’s usually recommended when you can afford it.
  • Public liability – Public liability will protect you against liability claims from members of the public, should you injure or kill somewhere due to negligence.
  • Goods in transit – Goods in transit will protect the packages you’re carrying in your vehicle for theft and damage.
  • Breakdown assistance – Breakdown assistance is a must when you rely on your vehicle to make a living. If you already have it then it’s still worth finding out how much it would cost to have it included in your policy since you might be able to save money.

Factors that affect cost

  • Your age – Your age will certainly affect the price of your insurance. Drivers under the age of 25 are statistically more likely to be involved in a collision so if you’re in this age bracket then you can expect to pay more for a policy.
  • Your experience – Your driving experience will also impact the cost of courier insurance. The more experience you have on the roads, the less you can expect to pay.
  • Your vehicle – The value of your vehicle also has a big impact on cost. This is why it’s better to seek out a moderately priced vehicle if possible.

Best ways to save money

Below are some of the best ways to save money on courier insurance

  • Make your vehicle secure – You should always make the effort to secure your vehicle by installing security devices such an alarm and tracking device. Taking these measures will help to lower the cost of your insurance significantly.
  • Pay annually – If you can afford to pay for your policy annually then you’ll be able to negotiate a lower rate with your insurance provider.
  • Get a lot of quotes – Getting quotes from different insurance providers makes it easy to pick out the policy that offers the best value for money.

The Impact of Fraudulent Fleet Claims on Businesses  

It’s no secret that the cost of motor insurance is rising all the time. A huge contributing factor to this is the large number of insurance scams that take place on the roads each and every year. Usually known as “crash for cash” schemes – these types of scams are designed to make quick and easy money at the expense of another party’s insurance provider.

The way insurance providers respond to these scams is by raising the price of insurance. As unfair as this is, it’s the only way that insurers can respond to an ever-growing problem.

These types of insurance scams not only affective individuals but also countless businesses that rely on the use of vehicles. Fraudsters usually aren’t picky with which type of vehicles they target so the raising insurance rates are causing a big problem across the board.

Something that’s not always discussed however, is that often insurance scams are carried out by employees within the company. This is particularly troublesome for business owners and many are now taking steps in order to combat this problem.

Ways around the problem

Below are some ways that business owners are tackling the problem of rising insurance rates due to crash for cash schemes.

  • Fleet insurance – Getting a fleet policy doesn’t directly tackle the problem of insurance scams but it does provide a way for businesses with multiple vehicles to save money on insurance. Fleet policies are typically cheaper than insuring separately so it’s definitely worth looking into.
  • Background checks – A lot of companies are now carrying out extensive background checks on anyone who applies to work with them. This includes their insurance history and previous claims. This is one of the better ways to weed out any potential fraudsters.
  • Dash cams – There are also a growing number of businesses installing dash cams in their vehicles. Dash cams provide invaluable video evidence that can often prove who is at fault for a collision. An increasing number of insurance providers are now accepting dash cam footage in order to settle claims.

Getting fleet insurance at a competitive rate

If you do decide to get a fleet insurance policy for your business, then you’ll want to take any steps possible to keep the cost to a minimum. Below are some excellent ways to do this.

  • Make your company vehicles secure – Making your vehicles secure will go a long way to reducing the amount you’ll pay for a company fleet insurance policy. Installing alarms, immobilisers and tracking devices is always recommended.
  • Hire experienced drivers – One of the biggest factors that insurance providers take into account when calculating the cost of a policy is the age and driving history of any named drivers. For this reason, you want to make sure that any drivers you hire are experienced and have a clean licence.
  • Shop around – You should make sure that you get quotes from more than one insurance provider so you can compare them and pick the one that offers the best value for money.

Fleets Grow Online Driver Entitlement Data Usage

Recent Freedom of Information figures seen by the ADLV (Association for Driving Licence Verification) www.adlv.co.uk, show a significant rise in the volume and frequency of online driving licence data checking by UK Fleets. The 2016 DVLA statistics show that there was a 30.4% increase in checks by online intermediaries compared to the same period last year. The ADLV expects this growth to continue throughout 2016 and well into 2017, with the total number of checks rising from the current level of 2.35 million to a projected 3 million by March 2017. The ADLV accredits the rise to more frequent online checking of data, coupled with a broader use of other related datasets to promote ‘know your driver’ risk reduction strategies.

As Richard Payne Gill Deputy Chair of the ADLV notes, “The growth in volume is highly encouraging as it reflects that electronic checking, through a fully managed service from a professional third party, has now become a ‘best practice’ with full reporting and audit trails included. It is also a sign that the frequency of checking has increased too as fleet managers seek to both boost compliance certainty and reduce the risk from misuse and fraud. We are seeing quarterly checks becoming the norm.

Richard Payne-Gill

“There has also been a rise in the breadth of data now that is now being combined with licence information, and we are also confident that other datasets are likely to become available too including Tacho and CPC data for the UK Haulier sector. The integration of all this data will see a transformation on the overall professionalism of the sector with the ultimate benefits including major efficiency gains for Fleet operators and a marked boost for road safety.”

The current list of ADLV members that fleet managers can contact should they require online driver entitlement checks is as follows: Admin Business Solutions, Descartes Systems UK Ltd., Drivercheck Ltd., Driving Monitor, Fleet Claims Administration Ltd., GB Group plc, Intelligent Data Systems (UK) Ltd., Interactive Driving Systems Ltd., Jaama Ltd., Licence Bureau Ltd., Licence Check Ltd., Pinewood.

 

 

Starting a Business in the Motor Trade

If you enjoy working with cars then you might be considering setting up your own business in the motor trade. The great thing about working in the motor trade is that there are a lot of different paths to choose. Some common businesses in the motor trade include –

  • Car showrooms
  • Car auctions
  • Valeting services
  • MOT centres
  • Mechanics
  • Auto electricians
  • Delivery agents
  • Accessory fitters
  • Vehicle importers

These are just some of the businesses you could set up in the motor trade. In order to help you get started, below are some of the most important things to consider when setting up a new business.

Premises

Thinking about the type of premises you’ll need is extremely important. Some businesses will require much larger premises than others. For example, a car auction will typically need a very large plot of land, while you could set up a car showroom on much more modest premises.

When thinking about the premises, it’s not just size you need to consider though. Location is also extremely important. The location of your premises could have a big impact on how well your business performs. For businesses that rely on a good amount of foot traffic, such as showrooms and valeting services, you’ll want to find a place that has good visibility.

Another key decision to make where premises are concerned is whether you’re going to rent or buy. For most new starters in the motor trade, it’s much better to rent until you’re fully confident that you’re happy with the premises.

Staff

Staff is another key consideration when setting up a new business in the motor trade. Different types of businesses require different skills. Ideally you’ll be starting a business that you have personal experience in so you can easily identify and hire the right people.

Motor trade insurance

The minimum requirements for getting a motor trade insurance policy are as follows –

  • You must hold a full UK driver’s licence
  • You must be at least 21 years of age
  • You must be able to prove that you work in the motor trade

Types of cover you can get include –

  • Third party – A third party policy will provide enough protection so you and your staff can drive customer vehicles legally. It’s important to note that your vehicles wouldn’t be covered unless a third party was to blame for

the collision.

  • Third party, fire & theft – If want to add extra protection to a third party policy then this is a good option. If any of your vehicles are stolen or damaged by fire then you’d be compensated.
  • Comprehensive – Comprehensive insurance will provide the best level of protection and will cover customer vehicles for all types of collisions, even when you or your staff are liable for them.

Combined policy – A combined policy is an excellent choice when you work in the motor trade. It will not only provide full protection for customer and company vehicles but also cover your premises for theft and vandalism. Stock, tools and cash can

Shop around for your motor trade insurance (traders-insurance.com is a good place to start and they can provide insurance quotes for full time and part time motor traders)

HUBER+SUHNER sponsorship drives student engineering teams at Silverstone

Leading international manufacturer of components and systems for optical and electrical connectivity, HUBER+SUHNER, is sponsoring two teams at this year’s Institute of Mechanical Engineers (IME) Formula Student event at Britain’s iconic Silverstone circuit.

Formula Student is Europe’s most established educational motorsport competition, run by the Institution of Mechanical Engineers and backed by industry and high profile engineers, such as Ross Brawn OBE. The competition aims to inspire and develop enterprising and innovative young engineers. Universities from across the globe are challenged to design and build a single-seat racing car in order to compete in static and dynamic events, which demonstrate their understanding and test the performance of the vehicle.

HUBER+SUHNER headquarters is sponsoring the AMZ Racing team based in the Federal Institute of Technology Zurich (ETH Zurich) and also providing cabling for their build. HUBER+SUHNER India has given its backing to the Indian Institute of Technology Bombay Racing team, also supplying cables.

“The Formula Student event is a fantastic initiative that champions the great work Engineering students are doing across the world,” said Frank Rothe, who heads the Automotive Market Unit at HUBER+SUHNER. “We’re delighted to have helped two of the teams here today showcase their talents on an iconic stage like Silverstone.”

Each participating team is tasked to produce a prototype for a single-seat race car for autocross or sprint racing, and present it to a hypothetical manufacturing firm. The car must be low in cost, easy to maintain, and reliable, with high performance in terms of its acceleration, braking, and handling qualities. During the competition each team must demonstrate the logic behind their proposal and must be able to demonstrate that it can support a viable business model for both parties.

“This event is massively valued within the industry, and we are excited to see what the 2016 batch of young engineers has to offer,” concluded Rothe.

The Formula Student event runs from 14-17 July, 2016, at Silverstone Circuit, Northamptonshire. Tickets are available from http://formulastudent.imeche.org.

To arrange a briefing or product demonstration, please reply to this email or contact the HUBER+SUHNER Team on the details below

 

ADLV Survey Shows That 91% Of Hauliers Want Online CPC & Tacho Data Checking

A survey of over 100 senior UK haulage fleet managers, conducted by the Association for Driving Licence Verification (www.ADLV.co.uk), has shown that 91% of respondents want CPC & Tacho data to be available alongside online driving licence checks. They also believe that its inclusion would eliminate the industry’s current but imprecise reliance on visual data checking. A further 90% felt that the availability of CPC and Tacho information would make their own monitoring of driver entitlement easier, by supporting existing HR systems and acting as a single point of reference.

The ADLV believes that the data, which is currently held by the DVSA and DVLA, could be easily made available alongside existing online driving licence data feeds. Should the data become available, the Association believes it would reduce employer risk, ensure a better-trained workforce and also improve road safety.

The survey also questioned whether not knowing the training status of drivers presented the respondents with a significant administrative challenge? In all, 75% of those surveyed felt that this was indeed a challenging issue and that automating training status data would help reduce the burden considerably. In all 80% of respondents agreed with the ADLV that access to the information would also benefit road safety, help them to remind drivers about compliance issues and to raise awareness of employee fraud risks.

Commenting on the survey, Kevin Curtis the ADLV’s Technical Director added, “This survey was conducted by our member companies over the last few months and reflects the views of 100 senior UK Haulage managers – many of whom come from fleets of over 100 vehicles. Quite simply, it highlights a significant demand for change. This data needs to be available, whether it’s used to improve compliance, training, licence administration or more broadly to increase road safety. We have forwarded the respondents’ views to the DVLA and are optimistic that they will look sympathetically upon our call to action.”